Luxury Homes in the United States and Europe

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Before You Buy Your Next Home-Financing Tips To Make Your Purchase Go Smoothly


Whether you are a first time buyer or someone who is moving up to a more expensive home itís a good idea to start by cleaning up your credit report. Letís say you apply for a loan to purchase a condo, town home, single-family home or any other type of real estate. The lender will check out your monthly income and outgo to determine if you can afford to repay the loan. Therefore, it is to your advantage to pay off as many high-interest consumer loans as possible. If you are planning on buying a car, a boat or other major purchase, put it off until after you have bought your selected real estate. Lenders look for certain patterns they consider red flags. These are: late payments, overextension, liens, garnishments and, of course, bankruptcy. Remember, debts reduce the amount of cash you can spend on the real estate you want to buy, so clear the decks as much as possible before applying for a loan.

Elegant Homes and Luxury Communities in Prime Locations

Barbi Leonard - 816-590-7885

Sheral DeVaughn - 816-585-3800